Finance Essays

The Difference Between International Banking And Global Banking Finance Essay

Example essay. Published: 1st Jan 2015

To define a banking system as International or Global is quite difficult because there is no clear-defined Bank system model. We can make a certain classification by looking at the way in which foreig ...

The Differences Between Internal And External Sources Of Business Finance Finance Essay

Example essay. Published: 1st Jan 2015

Businesses require financing in order to operate. The source of this finance can be either internal or external and furthermore it can further subdivided into long or short term. Long terms sources ar ...

The Different Sources Of Finance And There Implications Finance Essay

Example essay. Published: 1st Jan 2015

The assignment attempts to explore the different sources of finance and its implicationIt describes how different structures and cultures affect the business performance of the organization. It identi ...

The different types of Sources of Finance

Example essay. Published: 1st Jan 2015

To start any business you require money and there are a variety of choices and options a company or an individual can get them from. In our case here, JS and co needs money to expand their business. T ...

The Dividend Policy at Linear Technology

Example essay. Published: 16th May 2017

Linear Technoloy(LT) is a company founded in 1981 by Robert Swanson. Its area of actvity is development, production and marketing for semiconductors used in various electronic applications used by the ...

The Effect Of Financial Constraints On Small And Medium Enterprises Finance Essay

Example essay. Published: 1st Jan 2015

CHAPTER 1 Introduction The relation between financial constraints and the survival and growth of the SME has been document across Africa and world. The researcher will look at the economy of Kenya and ...

The Electricity Company Of Ghana Action Plan Finance Essay

Example essay. Published: 1st Jan 2015

Electricity generation, transmission and distribution in Ghana mainly involve three institutions that work in an interrelated manner. Volta River Authority (VRA) generates the electric power through h ...

The ethical dilemmas faced in Banking

Example essay. Published: 1st Jan 2015

Banks play important roles in the modern day’s society, these roles include opening accounts, save money in those accounts and have peoples money available at all times so they can take it out o ...

The Factors affecting dividend payout policy

Example essay. Published: 1st Jan 2015

INTRODUCTION Dividend policy in the firm has been the major matter for recognizing how managers set dividend ratio and change dividend given to stockholders. The existing literature on dividend payout ...

The Financial Crisis Of 2008 Finance Essay

Example essay. Published: 1st Jan 2015

There were many economic and political factors that lead to the financial crisis of 2008. Specific regulations, companies overstepping their boundaries with leverage, and the housing market bubble are ...

The Financial Markets: Direct And Indirect Transfers

Example essay. Published: 16th May 2017

In economics, a financial market refers to a media that allows people to buy, sell, create and exchange financial securities such as share and bonds, commodities such as basic agricultural goods and p ...

The Financing Structure Of Unilever Plc Finance Essay

Example essay. Published: 1st Jan 2015

Unilever Plc (Unilever) operates as a single business entity. It was formerly known as Lever Brothers Limited. Unilever NV and Unilever Plc are the two parent companies of the Unilever Group having se ...

The History of Nigerian Banking System

Example essay. Published: 1st Jan 2015

The existence of banks in Nigeria dates back as far as 1862 when the first Nigerian bank came into being. There was no banking legislation until 1952; at that time, Nigeria had three foreign banks and ...

The history of the Metallgesellschaft corporation in Germany

Example essay. Published: 1st Jan 2015

Metallgesellschaft AG (MG) was previously a corporation based in Frankfurt, Germany. It was founded in 1881 by an Anglo-German merchant Wilhelm Merton and his two partners, Leo Ellinger and Zachary Ho ...

The impact a dividend policy has on a firm

Example essay. Published: 1st Jan 2015

Dividend payout decision is a critical decision area and its one of the most important financial policies decision, not only from the viewpoint of the company, but also from that of the shareholders ...

The Impact of Basel II Standards on the Financial Crisis of 2007-2009

Example essay. Published: 9th Sep 2021

The problems which are to be studied in this research are that despite the development of regulatory and supervisory standards from Basel I to Basel II, a financial crisis severely hit the global economy in 2007-2009. ...

The Impact Of Structural Adjustment Programmes In Africa Finance Essay

Example essay. Published: 1st Jan 2015

“Illustrating your answer with specific examples, evaluate the impact of structural adjustment programmes on agriculture in southern Africa.” Introduction The impact of Structural adjustme ...

The Importance Of Accurate Financial Statements

Example essay. Published: 1st Jan 2015

The role of financial accounting is not to show the value of a company, but rather it provides enough information for others outside the company to determine the value of the company for themselves. F ...

The Importance of Capital Asset Pricing Model in Finance

Example essay. Published: 9th Sep 2021

Capital asset pricing model popularly referred to as CAPM has been of great importance in the asset pricing world. There have been wide acceptances as well as strong arguments regarding the validity of the model over the years, with regards to the fundamental assumptions of the model and the practicability of the model (Bodie, Kane and Marcus, 2005). ...

The Importance of Cash Flow Management

Example essay. Published: 1st Jan 2015

An understanding of effective cash flow statement and its further management is vital tool for the long term survival of an entity`s cash flows. It is also a key factor in planning and in the competen ...

The Importance of Credit Risk Management in Banking

Example essay. Published: 18th Dec 2017

Credit risk implies a potential risk that the counterparty of a loan agreement is likely to fail to meet its obligations as per the original loan agreement, and may eventually default on the obligatio ...

The Importance of Financial Information Systems

Example essay. Published: 23rd Sep 2019

The Importance of financial information systems Section A Generally, the day to day running of a business organization comprises of several transactions which the firm engages ...

The importance of investment appraisal

Example essay. Published: 1st Jan 2015

Investment appraisal helps the investors or the financial institutes to identify the attractiveness of any investment proposal among different available methods, for instance IRR (Internal Rate of Ret ...

The Importance of Real Estate investments

Example essay. Published: 1st Jan 2015

Real estate is one of the reliable and important investment types for individuals and institutions. Interest in the price appraisal of real estate has increased with rapid development of real estate s ...

The Importance of Shareholder Wealth Maximization in Business

Example essay. Published: 1st Jan 2015

In modern finance, it is proven that shareholder wealth maximization is the superior goal of a firm and shareholders are the residual claimants; therefore maximizing shareholder returns usually implie ...

The Importance Of Studying Money Finance Essay

Example essay. Published: 1st Jan 2015

Money helps us in avoiding the “double coincidence” of needs as required by a barter economy and by enabling specialization. However, the money supply has a lot of effects on the well bein ...

The importance of the Stock Market to the Economy

Example essay. Published: 1st Jan 2015

The stock market is an important part of the economy because it organizes the resources and channels them to useful investments, in order to perform this role it must have proper association with the ...

The Introduction & History of Dabur Nepal Pvt Ltd

Example essay. Published: 11th Aug 2021

Dr. S.K. Burman set up Dabur in 1884 to produce and dispense Ayurvedic medicines reaching out to a wide mass of people who had no access to proper treatment. Dr. S.K. Burman’s commitment and ceaseless efforts resulted in the company growing from a fledgling medicine manufacturing in a small Calcutta house, to household name that at once evokes trust and reliability. ...

The Introduction And Background Of Sime Darby Finance Essay

Example essay. Published: 1st Jan 2015

The ‘Sime Darby’ in 1910 got the name from two European business partners by name; William Sime and Henry Darby. William Sime, a traveler and adventurer from Scotland, ventured to Mala ...

The Largest International Bond Market In The World Finance Essay

Example essay. Published: 1st Jan 2015

Firstly, it is important to define what a bond is. A bond is a debt instrument requiring the issuer a business, a bank, an international organization, or a government to repay to the investor (the len ...

The Legitimacy of Cryptocurrencies

Example essay. Published: 8th Feb 2020

Since 2008, there has been altering interest in the idea of cryptocurrencies as the public learns about the technology – primarily, what they are, how they work, and what the future will lo ...

The many failures that lead to the disaster at the Royal Bank of Scotland finance

Example essay. Published: 1st Jan 2015

Among the many failures that led to the disaster at the Royal Bank of Scotland, there was obviously a failure of corporate governance. So it is only right that, along with all the other regulatory rev ...

The Merger Of Bp And Amoco

Example essay. Published: 1st Jan 2015

British Petroleum and Amoco announced their merger on August 11th of 1998 as the largest industrial merger in history worldwide. Initially the plan was to convert all the BP service stations in the Un ...

The Miller And Modigliani Capital Structure Irrelevance Theorem Finance Essay

Example essay. Published: 1st Jan 2015

Contrary to Modigliani and Miller (1958, MM hereafter), Capital Structure is not irrelevant when we consider a firm with a dividend payout policy. This article extends the MM capital structure theorem ...

The Model Building Approach To Value At Risk Finance Essay

Example essay. Published: 1st Jan 2015

The investment of any nature financial or physical assets comes with reward and risk. In order to prosper a company or an individual has to take risk. Generally, investors are risk averse. The risk ca ...

The Modigliani And Miller Theory Finance Essay

Example essay. Published: 1st Jan 2015

The Modigliani Miller Theorem is a linchpin of modern corporate finance. At its core, the theorem is an irrelevance proposition: The Modigliani Miller Theorem provides circumstances under which an ent ...

The Motivation Behind Corporate Acquisitions And Mergers Finance Essay

Example essay. Published: 1st Jan 2015

Research that considers the motivation for corporate acquisitions takes essentially two forms. There are studies that concentrate on providing a theoretical analysis based on economic and behavioral t ...

The Nature And Role Of The Financial System Finance Essay

Example essay. Published: 1st Jan 2015

Financial system is a mechanism where economic exchange activities can be done. The economic activities can be done through the interaction between financial institutions and the financial market. The ...

The Need For Depository Systems In India

Example essay. Published: 18th May 2017

With the existence of 23 recognized stock exchanges, Indian capital market has been witnessing rapid growth in recent past. However, this growth has not matched with supporting infrastructure to handl ...

The Pakistani Stock Market and its Analysis

Example essay. Published: 1st Jan 2015

In this report we will be giving an overview of the Pakistani Stock Market with specific emphasis on the Karachi Stock Exchange (KSE). The history of the Stock Market will be provided, along with an a ...

The Possible Risks In Apparel Retailing Firm Zara Finance Essay

Example essay. Published: 1st Jan 2015

“Risk is a threat that a company will not achieve its corporate objective.” (Harris Jones 1998) “Sustainable development is development that meets the needs of the present without co ...

The Practical Implications Of Capital Asset Pricing Model Finance Essay

Example essay. Published: 1st Jan 2015

Within these components of the portfolio, unsystematic risk can be eliminated by increasing the portfolio size, the reason being these risks (which are specific to an individual security such as busin ...

The process in Financial intermediation in the banking sector

Example essay. Published: 1st Jan 2015

The financial intermediation is defined as the process which had been carried out by the financial intermediaries as the middleman between the borrower (spender) and lender (saver) to smooth the flow ...

The reasons that caused Lehman Brothers to collapse

Example essay. Published: 1st Jan 2015

The bankruptcy of Lehman Brothers was a result of the investment bank’s exposure to the 2007-2010 financial crisis. In fact, the demise of the investment bank would come to symbolize the crisis. ...

The Role of Financial Intermediation in Banking

Example essay. Published: 1st Jan 2015

Financial intermediaries exist to solve or reduce market imperfections such as differences in preferences of lenders and borrowers, transaction cost, shocks in consumers’ consumption and asymmet ...

The Significance of Mergers and Acquisition in India

Example essay. Published: 18th Dec 2017

The term mergers and acquisition refers to the facet of corporate finance, strategy and management dealing with buying and selling or amalgamating different companies that can help in financial aid or ...

The Significance of Working Capital Management

Example essay. Published: 20th Aug 2021

Working capital management is significant in financial management due to the fact that it plays a vital role in keeping the wheel of the business running. Every business requires capital, without which it cannot be promoted. ...

The Sources Of Finance Available To A Business Finance Essay

Example essay. Published: 1st Jan 2015

The finance is top most requirements to establish a business and maintain it. No business can survive without funds and to have those funds company has to seek for sources of finance. There are severa ...

The strengths and limitations of duration analysis

Example essay. Published: 1st Jan 2015

As stated by the US Federal Reserve, interest rate risk impacts on a various range of stakeholders, and hence financial actors are interested in quantifying its impact. The most important practical to ...

The Strengths and Weaknesses of the 1968 ‘Ball and Brown’ Study

Example essay. Published: 20th Sep 2021

The purpose of this essay is to introduce the strengths of Ball and Brown’s paper and identify its influence on the development of accounting. This essay will argue that the limitation of the paper is not serious, but its advantages are very significant. First, arguments for and against the empirical research are discussed. ...

The Success Factors Of Pawn Shops Finance Essay

Example essay. Published: 1st Jan 2015

The pawnshop is where people apply for money loan by giving the pawnshop a pledge. Pledge is any movable thing that can be carried. The most common thing used as a pledge is jewelry, but some of the p ...

The Theories And Implications On Corporate Financial Decisions Finance Essay

Example essay. Published: 1st Jan 2015

This paper concerns mainly on exploring the area of corporate valuation models and their implications in assessing the value of corporate firms. The models to be reviewed and analyzed are Economic Val ...

The Theory And Arguments Of Dividend Policy Finance Essay

Example essay. Published: 1st Jan 2015

Dividend is a cash payment made by a company to its shareholders. A company’s dividend decision has important implications for both its investment and financing decisions which would what money ...

The Thesis And Statement Of The Problem Finance Essay

Example essay. Published: 1st Jan 2015

INTRODUCTION OF THE THESIS & STATEMENT OF THE PROBLEM Introduction: This thesis consists of a collection of self-contained research papers within the part of credit risk and securitization. Still ...

The trading objectives of hedgers, speculators and arbitrageurs.

Example essay. Published: 1st Jan 2015

Hedgers, Speculators and Arbitrageurs are the three major traders in the markets of futures, forward and options. All three of these investors have a great deal of liquidity in the market. Trading obj ...

The Uses And Misuses Of Derivatives Finance Essay

Example essay. Published: 1st Jan 2015

Hedge funds are pools of investment that invest in almost any opportunity in any market where they foresee impressive gains at reduced risk. Hedging refers to implementing strategies that manage or pr ...

The Wetherspoons company in UK

Example essay. Published: 1st May 2017

JD Wetherspoon PLC is a UK based company involved in the development and management of public houses in the UK (REUTERS). The company is listed on the London Stock Exchange and operates its business t ...

Theories Of The Term Structure Of Interest Rates Finance Essay

Example essay. Published: 1st Jan 2015

This coursework explains what information does ‘term structure of interest rate’ gives to finance executives while analyzing project. Term Structure of interest rate is important in formul ...

Transferring Capital Or Funds From Savers To Borrowers

Example essay. Published: 13th Apr 2017

The financial institution is the process to provide the financial service to the people. It can also say is the institution collecting the funds from the public into the financial assets. It also veri ...

Types And Causes Of Liquidity Risk Finance Essay

Example essay. Published: 1st Jan 2015

“In finance, liquidity risk is the risk that a given security or asset cannot be traded quickly enough in the market to prevent a loss (or make the required profit).” OR Liquidity risk ...

Types of Credit Facilities Offered by Commercial Banks

Example essay. Published: 18th Dec 2017

The commercial banks are the most important player in the banking system. As at the end of December 2010, there were 9 domestic and 14 locally incorporated foreign commercial banks (BNM, 2011). Below ...

Understanding Inventory Management And Its Theories

Example essay. Published: 1st Jan 2015

Inventory management or inventory control is an attempt to balance inventory needs and requirements with the need to minimize costs resulting from obtaining and holding inventory. There are several sc ...

Uniform costing

Example essay. Published: 1st Jan 2015

Uniform costing is not a separate or distinct method of cost accounting like job costing or process costing. It is only a system of cost accounting to be used by the members of the industry or trade a ...

United Health Group – Ingenix Subrogation Services

Example essay. Published: 24th Apr 2017

The company that I am most familiar with and will be discussing is Ingenix a wholly subsidiary of United Health Group. United Health Group is the parent company of Ingenix, therefore a lot of the fin ...

Users Of Accounting Information Finance Essay

Example essay. Published: 1st Jan 2015

Accounting is the process of systematically recording, measuring, and communicating information about financial transactions. The heart of accounting is the double-entry bookkeeping. This involves at ...

Users Of Accounting Information In Tesco Finance Essay

Example essay. Published: 1st Jan 2015

As the development of the global accounting standards, the International Financial Reporting Standards is widely recognized over 100 countries Bloomer, 2005. It is very important for an international ...

Using Campari To Assess The Lending Proposition Finance Essay

Example essay. Published: 1st Jan 2015

Where the arrears raise, the bank, as mortgagee, can handle them rely on legal options and the Council of Mortgage Lenders Statement of Practice on Handling of arrears and Possessions and the Mortgage ...

Using Profitability Ratios To Evaluate A Businesses Overall Financial Performance

Example essay. Published: 1st Jan 2015

While profitability ratios “evaluate a business’ overall financial performance through appraising its capability to produce revenues in surplus of service costs as well as other expenses. ...

Valuation and Financial Analysis of Tesla

Example essay. Published: 18th Apr 2019

Is Tesla overvalued? 1. Introduction Tesla Inc, an American automaker, energy storage company was founded by Martin Eberhard and Marc Tarpenning in 2003 based in Palo Alto, California. Intentio ...

Venture Capital and Angel Investors

Example essay. Published: 23rd Sep 2019

Venture Capital and Angel Investors   Introduction: Venture capital and angel investors both are sources of funds which businesses especially startups go for. So ...

Visual Representation on Financial Markets

Example essay. Published: 23rd Sep 2019

Visual Representation on Financial Markets Abstract—This paper reviews visual analytical techniques for large time-series data on financial markets. The main domain of focus i ...

Vodafone Group Plc Financial Analysis Report 2018

Example essay. Published: 23rd Sep 2019

Vodafone Group Plc Financial Analysis Report 2018   Introduction This report will contain financial analysis of Vodafone with their competitor BT, to evaluate th ...

Ways Of Raising Finance For A Business Finance Essay

Example essay. Published: 1st Jan 2015

There are a number of ways of raising finance for a business. The type of finance chosen depends on the nature of the business. Large organisations are able to use a wider variety of finance sources t ...

Wealth Maximization and the NPV Method

Example essay. Published: 25th Apr 2017

It has long been an accepted perception that the objective of management is the maximization of shareholder wealth. As we know the corporate objective of a firm is to maximization share holders wealth ...

Wesfarmers’s Financial Report Case Study

Example essay. Published: 8th Feb 2020

Part A: Background and Introduction Wesfarmers Limited is a consortium organization located in Australia with head office in Perth. It started in 1914 as a Western Australia farmers&#821 ...

What happened to AIG and why did it fail?

Example essay. Published: 16th Jul 2019

AIG and its subsequent failure are one of, if not the most well-known company failures in financial history. Of the more recent bankruptcies filed for companies like Enron and Worldcom, the effects an ...

What Is Accumulator And How Does It Function Finance Essay

Example essay. Published: 1st Jan 2015

In 2007, accumulator or decumulator was really famous in USA and Hong Kong among every private banks. Private banks’ clients had made much benefits every day at that time. But that good time wo ...

What Is The Cost Of Capital Structure Finance Essay

Example essay. Published: 1st Jan 2015

The cost of capital is the cost of a company’s funds (both debt and equity), or, from an investors point of view “the expected return on a portfolio of all the company’s existing sec ...

What Opportunities Made Cinemexs Success Possible Finance Essay

Example essay. Published: 1st Jan 2015

Several factors made it possible for Cinemex to emerge as a highly successful exhibition movie theatre chain. First, the Mexican exhibition market was highly regulated for decades and these regulation ...

Why Do Financial Markets And Financial Intermediaries Exist Finance Essay

Example essay. Published: 1st Jan 2015

As a branch of economics, finance has its own research method, and mainly studies financial sector in a national economy. Content of finance can be summarised as currency issue and return; deposit abs ...

Why Do Small Businesses Fail And How To Minimize Risk Finance Essay

Example essay. Published: 1st Jan 2015

Abstract It has been suggested that the impact of potential causes of small enterprise failure might be reduced if business owners got appropriate advice. This paper reports the results of a national ...

Why is investment appraisal process so important

Example essay. Published: 1st Jan 2015

Investment decisions are of critical importance to all companies, since they determine both their potential to succeed and their ultimate cost structure. Investments usually implicate high initial cas ...

Why Smes Sometimes Face Difficulties In Raising Finance Finance Essay

Example essay. Published: 1st Jan 2015

Due to the establish of modern enterprise system and thoroughly in structural reforms of market economy, there are lot of opportunities contained in the market, but it is also existing many unexpected ...

William Hill Corporate Governance Report

Example essay. Published: 20th Dec 2017

INTRODUCTION Corporate governance typically describes the way corporate power is exercised within business organisations. Good corporate governance practices are typically defined in terms of practice ...